Back to School - Part I

· Does the insured have the proper insurance coverage in place for such operations? Has the number of participants – the rating basis – changed significantly?

· Has the church or synagogue obtained a current inspection and license to operate a preschool or daycare if required by state law?

· If an outside entity uses the insured’s space to operate such services, has the appropriate proof of insurance been obtained from that outside entity and does the policy have the appropriate lessor’s risk code?

· Has the insured performed background checks and screening of all members of the child care team?

· Does the insured have enough care providers to maintain the required staff-to-student ratio?

· Do all care providers have basic training in first aid, CPR and other emergency life saving skills?

· Have all members of the child care team had appropriate training and do all members understand the state laws and the carrier’s guidelines for proper conduct and child supervision while on the job?