How to choose the right auto insurance agent & carrier

When buying auto insurance, it's important to consider not only the price, but also the agent, the carrier and the coverage. Your low premium will quickly be forgotten if you find out that the service or the quality of your policy is not what you expected.

You can check out the insurance agent you may be working with at the Kentucky Department of Insurance. You should also look into the insurance carrier itself. Is it a well-known and established company? Does it have the financial strength to pay its claims? You can obtain background and financial information on an insurance carrier from the Kentucky Department of Insurance.  Also, be sure to understand the company's claim process. This will help you when you actually need to file one. Knowing beforehand ensures you choose a carrier whose claim process is most convenient and appealing to you. 

For more information about choosing the right auto insurance agent & carrier or to request a homeowners insurance quote in Kentucky or Indiana:

Contact Tim Hamilton or Monica Landers at (859) 276-1234 or go online at www.timhamiltoninsurance.net or www.nationwide.com/timhamilton.

Hamilton Insurance Group, based in Lexington, KY, provides a full range of insurance products in Kentucky and Indiana, including auto, motorcycle, boat, homeowners, renters, life, & commercial insurance, as well as fixed and index annuities.