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    <title>Hamilton Insurance Group Blog</title>
    <link>http://www.timhamiltoninsurance.net/blog/</link>
    <description>View the Hamilton Insurance Group website blog.</description>
    <language>en-us</language>
    <lastBuildDate>Thu, 11 Mar 2010 18:34:13 -0600</lastBuildDate>
    
	<item><title>Announcement from Nationwide Insurance</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=483282a3-cff7-4c1e-bfd7-bba829b11572</link><description><![CDATA[Nationwide Insurance is currently hiring customer service reps in San Antonio, Amarillo, Des Moines, Columbus, Cleveland and Lynchburg.
If anyone in your network is looking for entry level. Candidates may apply at http://nationwide.candidatecare.com . 
]]></description><pubDate>Sat, 20 Feb 2010 10:40:36 -0600</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=483282a3-cff7-4c1e-bfd7-bba829b11572</guid></item><item><title>IMPORTANT NOTICE:  Term Life Insurance Rates Are Changing</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=812dd92a-d766-4888-8793-de3d9dd5b83e</link><description><![CDATA[Insurance regulators have increased the reserve requirements for term life insurance.  Consquently, the life insurance industry is battening down its hatches -- and consumers, it turns out, will pay the price.  

The bad news is term life insurance rates for many insurance companies have gone up.  The good news, however, is that you will have until March 8, 2010 to pruchase a term life policy at the current rate from Nationwide Life Insurance Company, through one of their exclusive agencies, t...]]></description><pubDate>Thu, 18 Feb 2010 16:00:49 -0600</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=812dd92a-d766-4888-8793-de3d9dd5b83e</guid></item><item><title>Consumer FAQ:  Toyota recalls & insurance-related issues</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=ca35b2f3-f57b-4178-a396-e722a967c1ea</link><description><![CDATA[&nbsp;
From the Kentucky Department Of Insurance Consumer FAQ:  Toyota recalls and insurance-related issues:


To learn more about this &amp; other insurance-related issues, contact Tim Hamilton or Monica Landers at (859) 276-1234 or go online at www.timhamiltoninsurance.net or www.nationwide.com/timhamilton.

Hamilton Nationwide Insurance Agency, based in Lexington, KY, provides a full range of insurance products, including auto, motorcycle, boat, homeowners, renters, life, &amp; commerci...]]></description><pubDate>Mon, 15 Feb 2010 11:25:10 -0600</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=ca35b2f3-f57b-4178-a396-e722a967c1ea</guid></item><item><title>Types Of Business Insurance</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=fcb4275b-fc08-4d64-a3f5-be9bbbf73d73</link><description><![CDATA[Types of Business Insurance
Insurance coverage is available for every conceivable risk your business might face. Cost and amount of coverage of policies vary among insurers. You should discuss your specific business risks and the types of insurance available with your insurance agent or broker. Our agency can advise you on the exact types of insurance you should consider purchasing.
General Liability Insurance
Business owners purchase general liability insurance to cover legal hassles due to ...]]></description><pubDate>Fri, 08 Jan 2010 16:04:12 -0600</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=fcb4275b-fc08-4d64-a3f5-be9bbbf73d73</guid></item><item><title>A Way To Cut Health Care Costs</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=398d2a09-af14-4351-8c22-848fd39401c9</link><description><![CDATA[Cut Health Care Costs: Merge Workers Comp, Health Care Insurance
]]></description><pubDate>Wed, 06 Jan 2010 22:46:32 -0600</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=398d2a09-af14-4351-8c22-848fd39401c9</guid></item><item><title>2010 Tax Digest</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=4fc471ee-6291-49c9-8890-2905b0ad16cf</link><description><![CDATA[Click here for our 2010 Tax Digest
]]></description><pubDate>Wed, 06 Jan 2010 09:42:13 -0600</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=4fc471ee-6291-49c9-8890-2905b0ad16cf</guid></item><item><title>AARP sells out seniors for big bucks</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=81a1c26f-4eca-428d-a489-f777020dc8d7</link><description><![CDATA[The AARP claims to be all about representing the interests of seniors, but when it comes to health care reform, they are selling seniors down the river to line their own pockets.

Click here to learn more
]]></description><pubDate>Tue, 10 Nov 2009 18:18:17 -0600</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=81a1c26f-4eca-428d-a489-f777020dc8d7</guid></item><item><title>Potential Way To Cut Unemployment Insurance Rates</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=7bb1e219-1f2b-4cee-81f6-4d9b552b419f</link><description><![CDATA[Click the link below to learn how it may be possible to cut unemployment insurance rates! 

http://www.bizactions.com/modules/e/popup_fullarticle.cfm/id/3,2440,1666/
]]></description><pubDate>Wed, 04 Nov 2009 21:56:17 -0600</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=7bb1e219-1f2b-4cee-81f6-4d9b552b419f</guid></item><item><title>Nationwide and MADD launch new program</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=6e57a16e-7b3f-4742-b4c9-39760d59b9ab</link><description><![CDATA[
Nationwide and MADD launch new program - The Power of Parents: It's Your Influence

Nationwide and MADD will be launching the new program, The Power of Parents: It's Your Influence, on Tuesday, Oct. 27, in Washington, D.C. The program will equip parents with the conversation tools they need to talk with their teens at home in an effective way that helps stop underage drinking.
For years Nationwide has supported preventing underage drinking with programs such as Nationwide Prom Promise and M...]]></description><pubDate>Tue, 27 Oct 2009 10:00:20 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=6e57a16e-7b3f-4742-b4c9-39760d59b9ab</guid></item><item><title>Why do I need car insurance?</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=1f287e0d-c793-4c02-a8fd-47bb14bcf6df</link><description><![CDATA[Protecting what matters with Hamilton Nationwide Insurance Agency 

Why do I need car insurance?
By Tim Hamilton, LUTCF

&nbsp;

Insurance laws vary from state to state, but all states require some type of insurance or proof of financial responsibility. Even though it may seem like an "extra" cost, car insurance protects you, your family and your vehicle if you’re ever in an accident or if your vehicle is damaged. 
&nbsp;
Several factors, including your driving record and insurance hist...]]></description><pubDate>Thu, 22 Oct 2009 18:55:10 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=1f287e0d-c793-4c02-a8fd-47bb14bcf6df</guid></item><item><title>Back to School - Part II</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=f0c03f89-557f-4dd4-b0a1-22eef74872b1</link><description><![CDATA[
    
        
            
            October 2009 Newsletter
            
             
        
    



    
        
                
                
              
                 Back to School - Part II
            
            Preschool, Daycare &amp; Nursery Safety                     
            
            In our September newsletter, we began a conversation about protecting the youngest members of our congregation by reviewing the day-to-day operations of ou...]]></description><pubDate>Mon, 05 Oct 2009 21:12:37 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=f0c03f89-557f-4dd4-b0a1-22eef74872b1</guid></item><item><title>Insurance Tips - Auto Accident </title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=71cbfbfd-f4be-459a-9e51-7d68afcbd7d1</link><description><![CDATA[Folks let's face it, even the most careful driver can have an accident. If you find yourself in one, follow these tips from the Kentucky Department Of Insurance:

    If someone is injured, you should call for help immediately. 
    Provide basic first aid but don't move an injured person unless you have medical training. 
    Make note of the time of day, any weather factors that may have contributed to the accident, the position of the cars, etc. 
    Courteously exchange information with...]]></description><pubDate>Wed, 30 Sep 2009 23:39:25 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=71cbfbfd-f4be-459a-9e51-7d68afcbd7d1</guid></item><item><title>Wildfire Preparedness</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=6371570f-c186-4a2e-862d-8e62a060f611</link><description><![CDATA[Homeowners can take steps to prepare for wildfires and stay safe
 
By Tim Hamilton, LUTCF 

Wildfire season is upon us and that makes it an important time to make sure your family is prepared.  While there are a number of things homeowners can do to protect their homes from wildfires, they should first make sure they are always ready to evacuate. Homeowners need to be prepared to leave town at any time.  They should have a few escape routes mapped out and know where to go.  

But, homeowne...]]></description><pubDate>Wed, 23 Sep 2009 23:36:56 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=6371570f-c186-4a2e-862d-8e62a060f611</guid></item><item><title>I was in a car accident, what now?</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=1447bc05-f953-41d4-8696-03834c68c29d</link><description><![CDATA[Protecting what matters with Nationwide® 

I was in a car accident, what now?
By Tim Hamilton, LUTCF

&nbsp;

You are driving. The radio is on. Everything is great in your world. Suddenly, you are distracted by the ringing of your cell phone. In only seconds, a good day turns into a nightmare. You are in a car crash. 
&nbsp;
If you’re involved in an accident, first make sure you and everyone in your car is not injured. Next, check on the passengers in the other vehicle; or, if necessary...]]></description><pubDate>Sat, 12 Sep 2009 23:34:00 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=1447bc05-f953-41d4-8696-03834c68c29d</guid></item><item><title> Back to School - Part I </title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=26a7c2e4-bd7d-4ae2-b73f-d83781649c47</link><description><![CDATA[



Back to School - Part I

Preschool, Daycare &amp; Nursery Safety

Whether a religious organization operates a preschool, daycare or simply provides nursery care during its services, caring for and keeping the youngest members of a congregation safe is of utmost importance. In this two-part series, we will provide simple suggestions to consider while reviewing the day-to-day operations of a preschool, daycare or nursery. 


Insurance, License and Certificates


&#183; Does the i...]]></description><pubDate>Tue, 01 Sep 2009 14:13:12 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=26a7c2e4-bd7d-4ae2-b73f-d83781649c47</guid></item><item><title>Rider Knowledge: 5 tips for choosing ATV insurance</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=789d0674-4112-4f61-8a6c-ebd5b58bfe35</link><description><![CDATA[Rider knowledge: Nationwide offers 5 tips for choosing ATV insurance
By Tim Hamilton
&nbsp;
As summer turns to fall, many ATV enthusiasts are enjoying time on their favorite trails. The experts at Nationwide remind owners to make sure their insurance coverage is in gear before heading out for a ride.
&nbsp;
“Over the past decade the popularity of ATVs has grown, with over seven million currently in use. Whether you’re riding a sport or utility ATV, its imperative that you protect your quad ...]]></description><pubDate>Sat, 29 Aug 2009 15:40:07 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=789d0674-4112-4f61-8a6c-ebd5b58bfe35</guid></item><item><title>Online Flood Cost Calculator</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=381715b3-623e-4d66-b21f-47600c7ed6b4</link><description><![CDATA[Do you know how much a flood can cost? The website below provides an interactive illustration of approximately how much a flood can cost depending on the amount of water. Try it out for yourself to understand&nbsp;the importance of flood insurance&nbsp;coverage:
Click on the following link or copy and paste this address into your&nbsp;web browser:
http://www.floodsmart.gov/floodsmart/flash/flood_my_house_external.swf
Questions about Flood Insurance? Contact Tim Hamilton or Monica Landers at 8...]]></description><pubDate>Fri, 14 Aug 2009 18:21:21 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=381715b3-623e-4d66-b21f-47600c7ed6b4</guid></item><item><title>Rider Knowledge: 5 tips for choosing ATV insurance</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=0a6ca5a0-0b4f-41f1-bedf-f65dfcbd4ef4</link><description><![CDATA[&nbsp;Rider knowledge: Nationwide offers 5 tips for choosing ATV insurance
By Tim Hamilton, LUTCF&nbsp;
&nbsp;As summer turns to fall, many ATV enthusiasts are enjoying time on their favorite trails. The experts at Nationwide remind owners to make sure their insurance coverage is in gear before heading out for a ride.
&nbsp;“Over the past decade the popularity of ATVs has grown, with over seven million currently in use. Whether you’re riding a sport or utility ATV, its imperative that you pro...]]></description><pubDate>Sat, 08 Aug 2009 14:44:01 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=0a6ca5a0-0b4f-41f1-bedf-f65dfcbd4ef4</guid></item><item><title>Distracted drivers fuel need for defensive riding</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=59149282-c05e-42cd-9a99-7a1aaf5236a6</link><description><![CDATA[Nationwide&#174; Insurance survey: Distracted drivers fuel need for defensive riding
&nbsp;By Tim Hamilton, LUTCF 
Findings in the Nationwide Insurance Driving While Distracted survey highlight the need for motorcyclists to ride defensively. 
While 98 percent of Americans claim to be safe drivers, 72 percent of all drivers admit to partaking in some form of distracting behavior while driving, from cell phone use to eating. 

“Drivers need to be aware of the hazard they pose when they are in...]]></description><pubDate>Fri, 31 Jul 2009 21:43:42 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=59149282-c05e-42cd-9a99-7a1aaf5236a6</guid></item><item><title> Car Allowance Rebate System (Cash for Clunkers)</title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=2c664d9b-b3be-4bbd-8c01-31e64800902b</link><description><![CDATA[
In June, 2009, President Obama signed into law the Car Allowance Rebate System (CARS) also known as "Cash for Clunkers". This program, administered by the National Highway Traffic Safety Administration (NHTSA), is designed to increase fuel efficiency and stimulate auto sales.&nbsp;Program Highlights

CARS (or the "Cash for Clunkers" program) is designed to increase fuel efficiency and stimulate auto sales. 

This program will help consumers purchase a new, more fuel efficient vehicle when ...]]></description><pubDate>Wed, 22 Jul 2009 14:39:39 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=2c664d9b-b3be-4bbd-8c01-31e64800902b</guid></item><item><title>"Zero Premium" Life Insurance Under Investigation </title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=cb357d6b-014d-4d2e-9358-fbc9d0ee8d6b</link><description><![CDATA[
Kentucky Department of Insurance Alert 
"Zero Premium" Life Insurance Under Investigation 
The Kentucky Department of Insurance (DOI) has received several inquiries from licensed agents who have received solicitations regarding a "zero premium" life insurance product. 
Often pitched as a "final expense program," the material sent to agents, generally by fax or e-mail, outlines either a universal or whole life insurance product, typically for consumers who are 65-85 years old. The plan featu...]]></description><pubDate>Sun, 19 Jul 2009 22:46:04 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=cb357d6b-014d-4d2e-9358-fbc9d0ee8d6b</guid></item><item><title>Startling Number of Americans Guilty of DWD </title><link>http://www.timhamiltoninsurance.net/blog.aspx?entry=bdb1a610-262b-4d58-b903-4d14f889095f</link><description><![CDATA[



Nationwide Survey Shows Startling Number of Americans Guilty of DWD



Culture of multitasking spreading to the roads, leading many to “Drive While Distracted” 



Date Released: 07/16/2009

You've seen them in your rear view mirror or in the car next to you. Sometimes they’re putting on makeup while steering with their knees, punching text messages into a phone without ever looking up at the road, or using a BlackBerry to read e-mail with one hand and steering with a cup of co...]]></description><pubDate>Fri, 17 Jul 2009 22:36:36 -0500</pubDate><guid>http://www.timhamiltoninsurance.net/blog.aspx?entry=bdb1a610-262b-4d58-b903-4d14f889095f</guid></item>
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